Financing Benefits

We have a client-centric mindset here at Randall Reed’s Planet Lincoln. To that end, our finance center focuses on providing financial options that are as individual as our drivers.

To make sure that you can get the right financing near Spring, Houston, and The Woodlands, Texas, we offer unique programs and tools designed with a true respect for your schedule and unique preferences. We also provide you with unparalleled access to exclusive offers and incentives on Lincoln vehicles.

Explore our flexible financing help to get the right assistance for your drives around Kingwood and Conroe, TX. Read all about our amenities right here and then contact us with any questions.

Apply for Financing

Purchase a Lincoln

Benefits of Completing a Purchase

We’re proud to offer you lots of exciting, flexible options to get you behind the wheel with a payment plan that works for your needs. One of the most common financing needs that we can cater to is the desire to purchase a ride.

If you’re looking to own a new or certified pre-owned Lincoln, you can enjoy driving one of our vehicles with many advantages:

  • Flexible terms
  • Unlimited miles
  • Build equity toward a trade-in

A Lincoln Certified Pre-Owned vehicle offers like-new quality and additional assurances, such as the confidence of a 6-year/100,000-mile comprehensive warranty coverage.

Once you purchase a Lincoln, that model becomes yours. You can drive it however far or long you want, complete upgrades such as adding on accessories, and enjoy being where you want to be. Then down the line, if you’re looking for a new purchase, you can trade your Lincoln in for some great benefits.

Whether you’re interested in a Lincoln Navigator to fit your growing family or a slick Lincoln Nautilus when you coast on over to Chycho's Pollos Al Carbon Tacos and other nearby favorites, discover all the possibilities of making a Lincoln yours.

GAP Coverage

When purchasing, there are some exclusive Lincoln automotive financial services programs to consider to give you some extra protection.

In the event of vehicle loss, an optional GAP Coverage plan steps in when insurance proceeds do not satisfy your contract balance.

When you purchase a Lincoln, you make an investment, and GAP Coverage was created to protect that investment. If your Lincoln is stolen and not recovered or if it's declared a total loss, your insurance company may not pay enough to satisfy what you still owe.

GAP Coverage is designed to bridge that gap. With certain restrictions, it waives the difference between your current outstanding balance (subject to conditions) and the actual cash value of the vehicle at the time of loss.

For an added level of protection, Lincoln offers GAP Advantage, which provides a $1,000 down payment on a new or pre-owned vehicle purchased at the originating dealer.1 Enjoy some quality protection so that you can drive around town confidently.

Lease a Lincoln

Benefits of Pursuing a Lincoln Lease

Maybe you’re in a position where you’re looking for a shiny new Lincoln Aviator, Lincoln Corsair, or other Lincoln ride, but without the desire to own it. In that situation, leasing may be the path you want to pursue.

With leasing, you can enjoy all the benefits of a new car without the commitment of ownership. There are a number of reasons to choose a Lincoln “Red Carpet Lease,” such as:

  • Choice of terms, such as 24- and 36-month leases
  • Multiple mileage options
  • Comparatively low payments

Work with our team to secure the leasing plan that meets your needs satisfactorily and enjoy all the benefits of your new Lincoln.

For example, we can make sure that you have the mileage that’s right for you. Whether you want to drive 5,000 miles or beyond, contact our experts to discuss the different plans available and see what you can take advantage of.

Then, once your lease contract reaches its end and you’ve satisfied your lease-end obligations, you can purchase or lease a new Lincoln, purchase the leased vehicle, or just complete the return and be on your way.

There is a ton of flexibility to explore when you’re looking to try out the best that a new Lincoln has to offer, so be sure to check them all out with a team as qualified as ours.

Advance Payment Program (APP)

We offer our clients the opportunity to prepay all monthly lease payments up front in a single, one-time payment. This allows you to drive without giving monthly payments another thought. Keep in mind, lease-end obligations still apply.

Our Team

The Expertise of Our Team

Getting started on your Lincoln financing is simple when you have the aid of a qualified team like ours to lead you along. If you ever have any questions about our services or how we can help you get behind the wheel, all you need to do is reach out.

We want to make sure that you fully understand the financing process and all the steps involved. Our experts have experience with drivers like you, so we can make sure that you get set up with the plan that you’re interested in pursuing.

We’re also on hand to let you know more about any current incentives we have to offer. Check out special offers for all sorts of different plans, including for:

See what you might qualify for by getting in touch with our team and pursuing a pre-approval.

Online Tools

Online Tools to Explore

We want to empower you to get started on your financing journey through the variety of online tools we have to offer, including:

  • Finance application. Take advantage of this tool to apply online fast and get started toward a pre-approval. Once we know more about your needs, we can reach out to you with different available offers.
  • Credit estimator. Before you apply and have your credit pulled, maybe you want to have an idea of what your current credit score is. Quickly learn your score through this tool.
  • Value your trade-in. If you have a car you’re looking to sell and put towards the value of a new Lincoln, find out its estimated market value quickly online.
  • Payment calculator. Crunch some numbers on your own to get a starting idea about what kind of down payment, interest rate, and more might work for your situation.

Right from the comfort of your home, you can explore tools like these and more to take control of your financing needs. Our team is there to assist you through every step of the way.

Contact Our Finance Center Today

If you have any questions about our financing, purchase, and lease plans, be sure to contact our finance center near Kingwood and Conroe, TX. We’re happy to walk you through your options to ensure you get around Spring, Houston, and The Woodlands, TX.

At Randall Reed’s Planet Lincoln, your satisfaction is our priority; get started with an online application today.


1See dealer for all details, requirements, and restrictions.